Step by step, you can make it happen

Financial Peace University (FPU) is the beginning; this is the foundation of changing your money mindset.  The 9 life-changing video lessons have been presented in churches across the country and, more recently, through online groups meeting to explore the money challenges we all face every day! This process tests patience and a commitment to planning, working the plan, and changing how you view debt. Dave Ramsey says, "If you'll live like no one else now, later you can live and give like no one else." Although the truth of that statement can start your heart pounding, the reality is he has proven it, and you can too. FPU has grown to reach over six million people today, using Dave's "7 Baby Steps" to change everyday Americans' life patterns and money mindsets.

Here is another truth: No one plans to fail, but many fail to plan! It is a fact that almost 80% of Americans today are living paycheck to paycheck with nothing in the savings column to meet emergencies that hit families every day. Life takes us all in directions that we sometimes cannot stop; COVID-19 has done that to us for the past 18-plus months, and our savings have vanished. How do we recover from a lack of planning that has gripped us all in this crisis?

Whether you are looking for a quick start to your financial future or the more aggressive challenge of working with a Ramsey Preferred Coach, you will have to answer some simple questions. What is your plan for taking back control of your money? How will you change the outcome of having more month at the end of your money? Will you take the challenge to start telling your money where to go rather than wondering where it went?

If you answered "YES" to even one of the questions above, Financial Peace University has a place for you. The nine-week course deals with budgeting, saving, planning, investing, retiring, and sending your children to college, even debt-free. The full course is an online adventure and can be available as a local study group throughout our Central Texas area. The cost of the Course is $129.00, and the full impact is mind-blowing when you realize that you can make a difference in your life and the lives of your family, beginning with lesson number one.

If you want a more involved, deeper dive into regaining control of your money, contact Central Texas Financial Coaching to find out how you can get started. If your church is interested in hosting a local FPU class, or you are interested in joining an online group to learn how you can take back control of your money, contact me for the details on how to get started.

"No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it." (Hebrews 12:11, NIV)